HERE'S A TIME-SAVING TIP .... If you are interested in Precious Metals ONLY and not the other services we offer, scroll down to Precious Metals (with a black background), Read the information CAREFULLY, then go to the bottom of the page and click on the GREEN BUTTON for the details.
Tax laws are changing, and understanding and utilizing these changes are very important! We've been in our profession since 1962. Over the years, we have built a loyal following of clients who appreciate our sincere interest in them and their financial future. We've helped with their small business and personal tax accounting, and with their retirement planning. Put the current tax law changes to work for you, and put most of the money you save toward your own retirement! Give us a call, and let's develop an effective and affordable financial strategy. What are YOUR financial goals?
It's never TOO EARLY to plan for retirement, but it can be TOO LATE! Social Security alone will NOT provide enough for your needs. We've helped our clients plan ahead since 1962.
Pay off your mortgage and other large loans early, then put the money you SAVE toward your own retirement plans! Let us show you just how effective and affordable this strategy really is.
"Dishonest money dwindles away, but he who gathers money little by little makes it grow."
We'll repeat this several times to make an IMPORTANT point: "It takes TIME for money to GROW." The picture shows a person putting a few coins in a glass jar. Later on in the website, you'll see the jar again...with a leaf growing out of the top. That's how it WORKS with MONEY! What plans have YOU made for a comfortable retirement? We don't know how long we'll LIVE, or what it will COST, but we know we need to plan NOW for a secure future later.
In the Old Testament (Leviticus 25:8 and beyond), you'll find a detailed account of what the Jewish people called "JUBILEE." Read it for yourself. Several well-known economists believe (and predict) that our own country will SOON go thru an "American Jubilee" starting with a severe stock market "correction." But this time, it will be a serious economic and political period unlike anything we have seen in 50 years. If they are right, is YOUR family prepared?
Proverbs 3:5 and 6 says...
"Trust in the Lord with all your heart, and lean not on your own understanding; acknowledge Him, and He shall direct your paths."
Take time to study God's word, and use it daily to help others.
Get in the habit of saving AT LEAST 10% of every paycheck toward your future financial security. When you START early enough, with reasonable growth , the old man or woman you'll be someday will look back in time and say "THANK YOU!"
With a background in accounting & taxation, and extensive experience in financial services, we offer many advantages. In today's VERY UNCERTAIN economy, people need help in achieving financial success! What will YOUR future hold?
There are hundreds of books about "How To Get Rich Quickly." The ONLY people who make money on them are authors and publishers. We use the Trusted Advisor method. YOU know what you want. And WE understand Goal Achievement.
Over 80% of all home mortgages in America today are 30-year fixed-rate loans. They do two things: They keep the payments lower for the buyer than many other types of loans, but they generate much more interest for lenders than most loans. How can you AVOID this problem?
In several ways. You could refinance to a 15-year loan and pay HIGH closing costs. Or, enroll in the Preferred Biweekly Payment Plan and NOT refinance, NOT pay the expense, and KEEP your present lender! You can pay for 15 YEARS and SAVE up to 60% of the interest!
Economist Harry Dent predicts that there WILL BE a long over-due "correction" in the markets VERY SOON. Economist and author, Porter Stansberry, refers to these very troubling coming events in his new book "The American Jubilee." Are YOU prepared if they're RIGHT?
Our national economy isn't as good as the economic conditions are in Wyoming. We can be very thankful for that. Still, we need to do all we can to keep EXPENSES and DEBTS under control during "good times" so that we have a MARGIN OF SAFETY during "bad times!"
Over 80% of Americans today are not certain that their retirement funds will be adequate. Some people have a 401(k) or other pension plan at work, but many don't start their plans early enough, or they under-fund them. Or, perhaps they change employers and take their funds out for whatever reason. It takes TIME for money to GROW, and the end result is they may have to postpone their retirement or settle for a lower standard of living during it. Neither of these choices is easy to live with! In addition, precious metals are a proven SAFE INVESTMENT and an excellent hedge against future inflation With us, you'll take physical possession of the gold or silver you purchase!
If you have a 401(k) or other pension plan at work that will allow withdrawals or transfers to another qualified plan, you can transfer funds to a self-directed IRA account which we can help you set up. It's NOT an expensive process. The IRS has approved them, and they've been used successfully for years. Accountants, attorneys and many financial planners often recommend them. You can use Precious Metals, Real Estate, and a number of other asset types in these accounts. More information will be provided in this website. Remember that with ANY investment, past performance is NOT a way to predict the future. We'll help INCREASE your net worth and DECREASE your taxes!
When you consider working with a Financial Planner or other Advisor, you should take many factors into account. Not only their education, experience and their reputation, but the way they are compensated as well. Are they motivated by your interests or by their earnings? Many stockbrokers or mutual funds salespeople may suggest shares of stock or a mutual fund based on various "strategies." However, all you'll have is a PIECE OF PAPER that's a "PROMISE TO PAY." Ask yourself, "What happens if the company has serious financial problems and PART or ALL of my money disappears?" It's YOUR money and it's YOUR future. KEEP BOTH OF THEM AS SAFE AS POSSIBLE!
Will your mortgage be paid BEFORE you retire? Do you have a 30 year fixed-rate mortgage loan? After making payments for 10 YEARS, only about 15% of your principal will have been paid. And at age 62, 80% of us will STILL be making payments! Most of the loans are for a first mortgage. But at age 55, 20% of us will also have a second mortgage and 15 more years of payments.
If you make regular monthly payments for thirty years, you'll pay from two to three times what the home cost. Do the math. Multiply the payment times 360 months. No wonder so many people today think "Can I AFFORD to retire when I want to on LESS income, and still make my payments?" Or "Should I postpone retirement, and keep working until I CAN?" Neither choice is good!
It's difficult to retire in comfort while making mortgage or loan payments. Retirement funding and accelerating mortgages go "hand-in-hand." You should work on both at the same time. If you wait on either of them, neither goal may be achieved. Accelerating loans is a VERY smart solution, but only 3% to 5% of them are paid that way. So, 95% to 97% of us pay too much interest!
It would make more sense to pay loans off sooner and put the money you SAVE in your retirement plans? We offer a VERY effective biweekly plan that does NOT require refinancing. It's a SIMPLE and PROVEN method of making automatic payments every two weeks. You gain one full payment each year (or more ), you save both time and interest and you do NOT change lenders.
ARE YOU ABOUT READY TO TAKE A SHORT BREAK FROM READING?
We have three VERY informative short videos to explain how biweekly programs work. Click on the GREEN LINK here www.BWMA.com. When the site comes up, go to the center of the page (under the Apple) and click on "Biweekly Programs." That will bring up the BWMA website. Then, click on Main Menu and then on "How It Works." You'll enjoy it.
There's a LOT of helpful information there. ANY of the three videos will explain the biweekly program, but it isn't really necessary to watch ALL of them. We suggest you watch the SECOND video carefully. It's also called "How It Works." Call with any questions you have. We'll provide a FREE illustration of your mortgage, or other loan(s).
How many years until you RETIRE? You can shorten payment times to match your goals. When you enroll, we'll also include FREE lifetime annual mortgage audits to help make certain lenders are applying ALL payments correctly (and on time) every month. If you live in the Casper, WY area, click on the GREEN TAB below. We'll help you begin.
You can use these plans to help "accelerate" many types of loans, including a second mortgage loan, commercial loans, student loans, loans on expensive items like a motor home, large boats, or even an aircraft. Most of us think only of home mortgages when it comes to loan acceleration, but the plans work on almost ANY loan! A "rule of thumb" might be an item costing $30,000 or more, and payments lasting at least 10 YEARS (or longer).
OTHER IMPORTANT REAL ESTATE SERVICES
Do you live in the Casper, WY area including Glenrock and Douglas?
Do you want to SELL your residential property in any of these areas? We work with several real estate investors who honestly HELP people achieve their goals and save MONEY in the process! Sometimes we want a smaller (or a larger) home, but paying a real estate firm can be expensive. Or, you may want to move to a different area. And, sometimes our health changes, and we can't STAY in the home. And, we could even LOSE it!
You may know someone in this situation. Maybe a loved one or a good friend. Regardless of who they are, our investors may be able to help them. Our investors mainly consider single-family residential homes in "reasonable condition," NO junk, NO mobile homes and NO rural properties. A clear deed with NO legal or other problems is required. Many people, especially with health problems, may not be able to make needed repairs.
Finally, in order for properties (and your situation) to be considered, we'll need to meet with you and with the investor to discuss the details involved. Our investors will NEVER compromise a situation by attempting to take advantage of anyone concerned. You're always welcome to "get second opinions." We charge a 1% Referral Fee, and Title Companies will charge a small fee.. Closing is quick and easy, and you'll receive CASH!
Let's talk about YOUR needs. Just click on the GREEN BUTTON.
We suggest you plan to pay off your home and other large loans 5 to 10 years BEFORE retirement. Why? To give you time to put an amount equal to or greater than your monthly mortgage payment into your retirement savings for even more financial security. How many years are there from today until the day you plan to retire? Do the math. If you wait too long to begin, YOU WON'T MAKE IT! BWMA says "Do what others don't do, so you can do what others can't!"
As effective and as important as these programs are, how could they be BETTER? Simply if they could be done at NO COST to you, right? The Biweekly Mortgage Association (or BWMA) who underwrites the programs, has been in business since 1984. We've worked with them for over ten years. In order to see as many SERIOUS Wyoming home buyers and real estate investors as we can, WE'LL PAY YOU $50 for everyone who lives in Wyoming that you refer to us who enrolls in a program. Refer us to ten people who enroll with us, and your's is FREE!
And, that's in ADDITION to the benefits shown on the BWMA website, such as free gift cards, etc.
If you live in the Casper, Wyoming area, call the numbers shown under the GREEN TAB (above), and we'll come to you. If you live anywhere else in America, you can enroll on the internet directly thru our website. When your enrollment forms are received by BWMA, they will be carefully reviewed to make certain that they have been done correctly. The Customer Service Department at BWMA provides exceptional service. And, you'll become an important CLIENT FOR LIFE!
Approximately 90% of the people who invest in precious metals do NOT have them in an IRA or other "qualified plan." Instead, these people are usually hard-working Americans who'll invest as much every month as they can afford, and who are skeptical of most mutual funds and the very uncertain stock market right now. When you put money into a non-qualified plan, there's no tax deductions on it. When you take it OUT, you pay only on the GAIN.
When it comes to investing in self-directed IRA accounts, including Roth IRA's, we can provide a great deal of information and assistance. For example, you can use Precious Metals, certain Real Estate, and other assets to fund these qualified accounts as long as they are properly set up and administered. In any event, we do NOT sell real estate, we do NOT give legal advice, nor do we offer securities products of ANY kind. If you have questions, call us.
Warren Buffett (with a net worth of $82.9 billion dollars), gave some excellent advice regardless of WHAT you invest in, when he said: "Don't ever LOSE what you ALREADY HAVE!" Let me add this: ALWAYS KEEP YOUR MONEY SAFE! Gold and silver have proven to be two of the most valuable and most stable investments available. They're not only a great hedge against inflation, but they provide liquidity and security against stock market and other losses.
With us, you actually take physical possession of what you buy. All orders are shipped securely and promptly to you at your home or office, or to a secure Depository for safekeeping. We'll provide all the information and answer any questions you have. We "practice what we preach," and we believe honesty and integrity are absolutely essential for your financial success.
In addition, we would like to tell you about an exceptional opportunity to not only save money on your OWN Precious Metals investments, but help others save on theirs and EARN MONEY simply by referring others to us! Click on the GREEN BUTTON at the bottom of the page to find out how to start making EASY MONEY by telling everyone you know about us.
Discreet / Cost-Effectve / Beginner-Friendly / Secure.
YOU'LL BE VERY IMPRESSED !
From early 1962 thru March of 2017, I offered life insurance, annuities and small business pension plans in Wyoming. I've also provided Precious Metals for over ten years. Today, we are affiliated with The Money Metals Exchange. They provide the experience, the products and the service our clients need and deserve. You need to know a few things about them.
First, they're NOT a "coin shop." If you are a coin collector, but not an investor, they're not for you. Second, you will be able to buy gold and silver coins and bullion on their website. Click on the link (below) to visit it. Many people today want to "get on the Internet, and cut out the MIDDLEMAN." In this case, there is NO MIDDLEMAN! You'll learn more on their site.
For example, they even have a monthly gold and silver savings plan for as little as $100 a month! If you are concerned about how to go about getting started purchasing Precious Metals, here's the way to do it. You can even put your purchases on your credit card account. If you like, you can also set up a specific monthly purchase thru a checking account, and more.
If you're a "seasoned" precious metals investor, or if you are just beginning, you'll find a lot of very helpful information on the website. One of the real concerns many beginning investors have is the fear of what might happen if they want to sell all or part of their metals QUICKLY and at a FAIR PRICE.. Their website shows current purchase price.and minimum buy-back prices
Call from 8:00 until 5:00 M/F TOLL-FREE at 1-800-800-1865.
You will have access to a number of different types and sources of precious metals thru them that help assure you of getting the best deal available every time! Whenever you are ready to make a purchase, open your own account and order directly on their website. You can call the TOLL-FREE number for guidance to get the BEST PRODUCTS at the BEST PRICES!
Their website is very well done, the information is accurate and timely, and it's EASY to navigate thru. It's very helpful and rewarding, even for a beginning precious metals investor. There's current information and excellent videos to help you learn to safely invest in precious metals, Much of it's found under "Resources" in the "Education Center."!
There's also important information on IRA accounts, plus secure storage for precious metals, and more. For example, COMEX (the precious metals exchange reporting service) gives current prices on the most popular metals. It's updated every minute, 24/7. If you are interested in metals as an investment, or to refer people for them, click on the green button below.
In that regard, to receive your valuable silver "referral reward" you need to remember to ALWAYS tell Money Metals Exchange WHO YOU HAVE REFERRED TO THEM! Make sure the company has the contact information for BOTH YOU and the people you have REFERRED. Otherwise, the company has no way of knowing WHO TO PAY. The system works, so work with IT!
Finally, several well-known economists predict that with on-going stock market volatility, problems with the "petro-dollar" competition in China, etc., gold and silver could experience a 300% to 500% INCREASE in value by mid-2019. If that happens and stock market values FALL as precious metals values RISE, what may happen to YOUR financial security?
To learn more about safeguarding it, click the GREEN BUTTON below.
THANKS for your TIME and for your TRUST and CONFIDENCE in us!