Tax laws are changing, and understanding and utilizing these changes are very important! We've been in our profession since 1962. Over the years, we've built a loyal following of clients who appreciate our sincere interest in them and their financial future. We've helped with their small business and personal tax accounting, and with their retirement planning. Put the new 2018 tax law changes to work for you, and put most of the money you save toward your own retirement! Give us a call and let's see if we can develop an affordable strategy. What are YOUR financial goals?
Pay off your mortgage and other large loans early, then put the money you save into your own retirement plan! Let us show YOU just how EFFECTIVE it can be!
We've provided our clients with current information & professional service since 1962. How can we help YOU achieve financial freedom? Call us today and LET'S TALK!
"Dishonest money dwindles away, but he who gathers money little by little makes it grow."
We'll repeat the following statement several times in our website to make a very IMPORTANT point: "It takes TIME for money to GROW." The picture shows a person putting a few coins in a glass jar. Later in the website, you'll see the same jar again, with a leaf growing out of the top. That's how it WORKS with MONEY! What plans have YOU made for a comfortable retirement? We don't know how long we'll LIVE, or what it will COST, but we know we need to plan ahead.
In the Old Testament, in Leviticus 25:8 and beyond, you'll find a detailed account of what the Jewish people called "Jubilee." Read it for yourself. Several well-known economists believe (and predict) that our own country will SOON go thru an "American Jubilee" starting with a severe stock market "correction." But this time, it will be a serious economic and political period unlike anything we've seen in over 50 years. If they're right, are YOU and your loved ones prepared?
Proverbs 3:5 and 6 says...
"Trust in the Lord with all your heart, and lean not on your own understanding; acknowledge Him, and He shall direct your paths."
Take time to study God's word, and use it daily to benefit others.
Get in the habit of saving AT LEAST 10% of every paycheck toward your future financial security. When you START early enough, and if you earn good growth on it, the old man or woman you'll be someday will look back in time and say "THANK YOU!"
With a background in finance & taxation, and experience in Precious Metals Advisory Services, we offer you many advantages. Especially in today's challenging economy, people often need help in achieving financial success! What will YOUR future hold?
There are hundreds of books about "How To Get Rich Quickly." The ONLY people who make money on them are authors and publishers. We use the Trusted Advisor method. YOU know what you want to do. And WE understand GOAL ACHIEVEMENT.
1022 Cardiff St., Casper, WY 82609-2426
Monday thru Friday: Hours by appointment
Saturday: By appointment
Will your home be paid for BEFORE YOU RETIRE? Here are a few startling facts about 30-year fixed-rate mortgage loans. After making payments for 10 years, only about 15% of your principal will have been paid. At age 62, 80% of us will STILL be making payments. Most of these loans will be for a first mortgage loan. However, at age 55 nationwide, almost 20% of us also have a second mortgage that will run for an average of 15 more years.
If you pay your regular monthly payments for the entire thirty years, you will pay from two to three times what the home cost. Do the math. Multiply your present payment times 360 months. Is it any wonder then that for many Americans today, their choices seem to be "Can I afford to retire when I want to on less income and still make my payments?" Or perhaps its "Should I simply postpone my retirement until I can?" Neither choice is a GOOD one!
It's very difficult to retire in comfort if you're making house payments, a commercial loan payment, or payments on investment property. Retirement funding and accelerating mortgages go "hand-in-hand." You should work on both at the same time. If you wait on either of them to concentrate on the other one, neither goal may be achieved. Accelerating the loan payments is a very important solution, but only 3% to 5% of all loans today are paid systematically, which means 95% to 97% of us are paying too much interest! There is a better way!
Wouldn't it make sense to pay the loan off much sooner and put most of the money you save into your own retirement plans? We provide a very EFFECTIVE biweekly payment plan that does NOT require refinancing. It's a simple and proven systematic method of making automatic payments every two weeks. You gain one full payment (or more) every year, saving you time and interest. And, you don't change lenders or pay ANY closing costs.
We have a VERY informative 7-minute video titled "7 Minutes Of Your Time For 7 Years Off Your Mortgage." For details, just click here www.BWMA.com. When the site comes up, go to the center of the page (just under the Apple) and click on "Biweekly Programs." Then, click on "Seven Minutes For Seven Years." Watch it, then call with any questions. We'll provide a FREE illustration of your mortgage, with NO obligation, to show how effective it is.
Approximately 80% of home mortgage loans today are fixed-rate 30-year loans. They provide for lower monthly payments for you, but they'll also generate a great deal of extra interest over time for your lender! With our Preferred Biweekly Payment Plan, you can reduce your payment time to less than 15 years, and pay 60% less interest! Don't forget the FREE no obligation illustration on your home or other loan(s). How much could YOU save?
Plus, when you enroll we include FREE lifetime annual mortgage audits to help you MAKE SURE your lender is applying the principal payments correctly (and on time) every month. If you live in the Casper, Wyoming area, we'll come to your home or office to explain the program and to help you save time and money on the largest expense most of us have. If you live elsewhere in the nation, we'll help you by phone, mail, or on the internet.
Why 5 to 10 years before retirement? To give you time to put an amount equal to or greater than your monthly mortgage payment into your retirement savings for even more financial security. How many years are there from today until the day you plan to retire? Do the math. If you wait too long to begin, you won't make it ! We'll do a computer illustration on your mortgage to help make sure. Give us a call today. We'll help you get started. There is NO obligation.
As effective and as important as these programs are, how could they be BETTER? Simply if they could be done at NO COST to you, right? The Biweekly Mortgage Association (or BWMA) who underwrites the programs, has been in business since 1984. We've worked with them for over ten years. In order to see as many SERIOUS Wyoming home buyers and real estate investors as we can, WE'LL PAY YOU $50 for everyone you refer to us who enrolls in a program. Refer us to ten people who enroll in a Preferred Biweekly Program, and your's is FREE!
We're very interested in working with insurance agents, real estate agents and accountants, everywhere in America!. Adding biweekly plans to what you already do for your own clients can help you build your business or professional practice much faster and easier. You may want to enroll your own home or investment loans in the program. THEY WORK!
Warren Buffett (with his net worth of $82.9 billion dollars), gave some excellent advice regardless of what you invest in, when he said: "Don't ever LOSE what you ALREADY HAVE!" Or, in my own words ALWAYS KEEP YOUR MONEY SAFE! Gold and silver have proven to be two of the most valuable and most stable investments available. They're not only a great hedge against inflation, but they provide liquidity and security against other investment losses.
In addition, Precious Metals can provide an exceptional opportunity as a profit source in the right situation, and for the right people. For example, if you have your own business or financial practice which would allow you to offer precious metals to your existing clients, and to others ... anywhere in America ... we would like to visit with you!. Click on the GREEN BUTTON at the bottom of the page to find out how to start using our system. Give us a call, and let's talk!
From early 1962 thru March of 2017, I provided life insurance, annuities and small business pension plans in Wyoming. I've also provided Precious Metals for a little over ten years. Today, I represent The Bullion Advisor's Group. They provide the experience, the products and the service our clients need and deserve. You need to know TWO things about them.
First, they're NOT a "coin shop." If you are a coin collector, but not an investor, they're not for you. Second, you will be able to buy gold and silver coins and bullion on their website. Click on the link (below) to visit it. But, BEFORE you make a purchase, call us or drop us a line. Many people today want to "jump on the Internet, and cut out the MIDDLEMAN."
With us, THERE IS NO MIDDLEMAN!
We have access to a number of sources of precious metals thru the Bullion Advisor's Group that help assure you of getting the best deal available every time! Whenever you're ready to make a purchase, LET US BID ON IT! We will get at least 3 to 5 quotes for you. As your Trusted Advisor, we'll help you get the BEST products and at the BEST prices!
There is also important information on IRA accounts, plus secure storage for precious metals, and more. For example, COMEX (the precious metals exchange reporting service) shows current prices on the four most popular metals. It's updated every minute, 24/7. If you're interested in them as an investment, or to offer in your sales, click on the button below.
One final thought. Several very well-known economists predict that with the on-going stock market volatility and the problems with the "petro-dollar" competition in China, etc., gold and silver could experience a 300% to 500% INCREASE in value by mid-2019. If that happens, and stock market values FALL as precious metals values RISE, what would happen to YOUR financial security? Or, just like they ask the viewers on TV, "What's in YOUR wallet?"
THANKS for your TIME and for your trust and confidence!