There's much to see here. So, take your time, look around, and learn all there is to know about us. We hope you enjoy our site! Take a moment to drop us a line, or give us a call .
WHAT ARE YOUR FINANCIAL GOALS?
Pay off your mortgage and other large loans early, then put the money you SAVE toward your own retirement plans! Let us show you just how effective and affordable this strategy really is.
The picture shows a person putting coins in a glass jar. It takes TIME for money to GROW! We need to start saving for RETIREMENT and other IMPORTANT things as EARLY as we can. We've been in the financial services profession in Casper since 1962. TAKE ADVANTAGE of our experience!
INTRODUCING MONEY METALS EXCHANGE
We provide Precious Metals Services thru the MONEY METALS EXCHANGE nationwide. They provide QUALITY gold and silver coins and bullion at the BEST PRICES AVAILABLE! They're structured more for INVESTORS than for coin COLLECTORS, but there are often certain items offered at special pricing to reduce inventory.
One of the things we like most about them is their transparency. Their prices are very fair and are clearly shown on the website, along with their guaranteed "buy-back prices." We've never found a more RELIABLE or more HONEST organization!
Remember that with EVERY investment today, there will be an "element of risk" involved. Precious Metals has a MUCH LOWER risk factor than many investments, like mutual funds, the stock and bond markets in general, and certain real estate. Most investments tend to "run in cycles." So do Precious Metals, but they're not as volatile, nor do they last as long.
Also remember the excellent advice given by Warren Buffett (regardless of what you invest in), when he said this: "DON'T EVER LOSE WHAT YOU ALREADY HAVE!" Mr. Buffett has a net worth of over 90 billion dollars, so he knows a LOT about investing!
If you've considered investing in gold and/or silver, now's a good time to look into it. You can invest as little as $100 a month in a special program! However, we suggest that most SERIOUS investors save at least $600 or $700 a month (or MORE) to build wealth and value. The longer you wait to begin, and the less you save every month NOW, the less you'll have LATER when you'll NEED IT MOST!
GOLD and SILVER are honestly two of the BEST INVESTMENTS available ANYWHERE today! Here's why: There are a number of different "markets" out there to invest in. There's the stock market, the bond market, the commodities market, the real estate market, and more. They ALL have some advantages and some disadvantages.
The biggest disadvantage is POTENTIAL RISK! With Precious Metals, like gold and silver, there is minimum risk and maximum growth potential! Not only that, but with us, you have a "built-in" source for selling your investment(s) at fair prices that you KNOW IN ADVANCE! What could be more simple and easy?
Another advantage to investing in gold and/or silver is that historically as the stock market, the bond market and most real estate decline in value, (as many of them are doing today), precious metals values HAVE INCREASED considerably!
Along with simplicity and ease, you don't have to WORK as hard or WORRY as much! If you invest in real estate, for example, there's a lot of work involved and time to manage. What are BOTH of them worth to YOU?
Remember "It takes TIME for money to GROW!"
We think once you browse the Money Metals Exchange website, and take the time to "INVESTIGATE before you INVEST," you'll be VERY IMPRESSED! The company is experienced and very professional. Call TOLL-FREE weekdays for assistance. They'll give you some good IDEAS, and they'll LISTEN!
We also believe that if you're the main "breadwinner" in your family, you need to have an "Emergency Fund" in place in case of financial distress, such as an accident or illness, or even unemployment. You need to have ready access to LIQUID FUNDS! Most Financial Planners and Accountants suggest that you should maintain a MINIMUM of two to three months of your average "take-home pay" in this account!
There's a wealth of important information available to give you the help and the guidance you need. If you want to include precious metals in a self-directed IRA account, we can help you. Or, simply open a personal account and invest WHAT you want, WHEN you want! Why not take a few minutes to browse the website?
Just click on the GREEN BUTTON below.
With the new tax law changes beginning with the 2018 returns, fewer people are able to itemize deductions. Personal exemption allowances have also been eliminated. The standard deductions have been increased considerably to compensate for both of them.
Do you have investments in the stock market or in mutual funds? Are you worried about the continued performance of the markets? You should give a lot of very serious thought to moving part of this money to Precious Metals for SAFETY and FUTURE SECURITY!
Many well-known economists predict that there will be a long over-due "correction" in the markets very soon. We can see evidence of that almost daily, as the stock and bond markers and some real estate are declining rapidly, while GOLD and SILVER continue to increase.
Markets change both up and down, and if we KEEP OUR MONEY SAFE thru investments such as Precious Metals, and keep our EXPENSES and DEBTS under control during "good times," we'll continue to have a margin of safety during "bad times!" Both are VERY IMPORTANT!
Over 80% of Americans today are not certain that their retirement funds will be adequate. Some people have a 401(k) or other pension plan at work, but many don't start their plans early enough, or they under-fund them. Or, they change employers and take their funds out, for whatever reason. It takes TIME for money to GROW, and the end result is they may have to postpone their retirement, or settle for a lower standard of living during it. Neither of these choices is easy to live with! When you invest in Precious Metals thru us, you will take physical possession of the metals you purchase! With us, you don't just get a "piece of paper" that may be worthless IF THEY CAN'T PAY YOU!
Most of the pension plans and retirement plans in the workplace today are funded by mutual funds. And, most of the people who sell them are salespeople who are paid by commissions. There isn't anything wrong with that, as long as what they try to sell you is what's in YOUR best interest and it's the BEST VALUE for YOU. Today, the "rush is on" to get people to buy gold and silver any way they can. There are basically two ways to invest in Precious Metals. You can take physical possession of them, or you can simply "buy paper," in which case someone else holds the metals and all you get is an "I.O.U.!" Even if you do get the metals, it may be at prices MUCH HIGHER THAN OURS!
It's almost impossible to retire in comfort if you're making large long-term loan payments. Not only that, but you may be wasting a lot of good money on needless INTEREST!! Go to our section on MORTGAGES AND LARGE LOANS for more information on how to pay off these burdensome debts quickly and effectively. The programs we use are available nationwide. You can qualify for them regardless of your age or your health. They're effective and affordable. They are NOT new mortgages or loans. They are simply a new way to payoff existing mortgages or loans without refinancing or changing lenders. They can save you THOUSANDS OF DOLLARS IN WASTED INTEREST!
Are you buying a home or commercial property? Do you have any large loans lasting over ten years? There's an exceptional program available nationwide, no matter where you live or how old you are, or how your health is. It's NOT a mortgage or new loan. It's simply a better way to EFFECTIVELY pay an existing mortgage or large loan MUCH QUICKER!
Most of us have two very important financial goals, which are to own our home "free and clear," and to retire in comfort. Will your mortgage be paid off BEFORE you retire? Do you have a 30 year fixed-rate mortgage loan? After making payments for 10 YEARS, only about 15% of the principal will be paid. At age 62, 80% of us will STILL be making payments! Most loans are for a first mortgage, but at age 55, 20% of us will also have a second mortgage with 15 years of payments left!
If you make regular monthly payments for 30 years, you'll pay from 2 to 3 times what the home cost. Do the math. Multiply the payment times 360 months. It's no wonder that many people think "Can I really AFFORD to retire when I want to on LESS income, and still make all of my payments?" Or "Should I postpone my retirement, and keep working until I CAN?"
It's difficult to retire in comfort while making mortgage or loan payments. Retirement funding and accelerating mortgages go "hand-in-hand." You should work on both at the same time. If you wait on either of them, neither goal may be achieved. Accelerating loans is a VERY smart solution, but only 3% to 5% are paid that way. Why waste good money on mortgage interest?
If you're concerned about how to pay off your home mortgage, a commercial mortgage, or large loans quickly and systematically, here's a very IMPORTANT solution. We've worked with an exceptional firm for over 10 years called The Biweekly Mortgage Association or BWMA. They offer a VERY EFFECTIVE biweekly plan that does NOT require refinancing. It's also approved and being used in ALL fifty states.
It's a SIMPLE and PROVEN method of making automatic payments every two weeks. You gain one full payment each year (or more ), you save both time and interest and you do NOT change lenders. They also provide FREE lifetime annual mortgage audits, to make sure that your lender applies all payments CORRECTLY, in full, and on time!
We suggest that you click on the GREEN BUTTON below and watch one of our three videos to get a better idea of how the Preferred Biweekly Program works. Then, give us a call and we'll take a few minutes to gather some important information regarding your mortgage(s) and/or large loans. We'll work together with BWMA to help you get started on the road to FINANCIAL FREEDOM!
When the site comes up, go to the center of the page (just under the Apple) and click on "Biweekly Programs." That will bring up the BWMA website. Then, click on Main Menu, and then on "How It Works." There's a LOT of helpful information there. ANY of the three videos will explain the biweekly program, but it isn't really necessary to watch ALL of them. We suggest you watch the SECOND video carefully. It's also called "How It Works."
The BWMA website also mentions that you should "explore the rebates, because your enrollment can be FREE," which is true. Here's how it works: If YOU enroll in the program and YOU live in the Casper, Wyoming area and refer others to us who also enroll in the program, (regardless of where THEY LIVE), we'll pay you $50 for each family who enrolls. So, if you refer ten new clients who enroll with us, your program can be FREE!
Call us with any questions you have.
I was a residential Mortgage Broker in Caper for 28 years. I quit just ahead of the real estate loan "meltdown" in 2008, which cost many American companies and taxpayers many billions of dollars needlessly. The problems were quite apparent to anyone with even half an ounce of common sense, but apparently not to our "leaders" in Washington, nor to many in Wall Street or to greedy executives in the lending industry.
Today, many of the same mistakes are being repeated. But this time, THINGS WILL BE MUCH WORSE!
I also sold life insurance, annuities and small business pension plans from 1962 until March of 2017, when I decided to downsize our small business considerably. Today, we concentrate on providing precious metals services and mortgage and loan acceleration programs nationwide, as well as Tax Accounting services locally. We maintain an office in our home at 1022 Cardiff Street here in Casper. I work by appointment ONLY.
I plan to continue these services for at least the next few years, with help from a good friend and an excellent Tax Accountant, Ron Clark. I hope you'll continue to use these services, and especially work with Ron. He'll do an excellent job for you!
Give me a call if you have any questions. Thanks for your trust and confidence!